Together supporting microfinance
and microinsurance in the South


By using the website, you accept the Terms and Conditions of Use below. If you do not accept the Terms and Conditions of Use, please do not use the website any further.

Contact details
Ladeuzeplein 15 
3000 Leuven, België
Tel.: 070 69 52 42
fax: 070 69 52 41

Intellectual property rights
The intellectual property rights to the information, publications and data on this website, including drawings, photographs, data, brands, logos, trade and domain names, etc., belong to BRS, whether these are BRS-related entities or entitled third parties. The user shall refrain from any type of infringement thereof. Apart from when express written permission is given beforehand from the author or his or her rights holders, every transfer, sale, distribution or reproduction, regardless of the form or means used, of this information, these publications or data is forbidden.

Limitation of liability
BRS is not liable for any damage resulting from access to, consultation of or use of the information, data and publications on the website, and/or access to and use of the interactive applications originating from this website. The website is regularly updated to the best of our abilities. BRS, however, cannot guarantee the topicality, correctness, completeness or suitability of the information for a specific purpose. The information on the website can be changed without notification of persons viewing the website. BRS accepts no responsibility for any temporary unavailability of this website. References or hyperlinks to other internet sites are for solely informational purposes. Liability for the contents of such sites is not accepted.

Privacy Policy/Protection of Privacy
The user can visit this website at will without having to supply his or her personal information in order to do so. Personal information only has to be shared when participating in contests or using certain services on this website. BRS can process this personal information for, among other things, offering services or file management. By providing his or her personal information, the user gives BRS express permission to process it for the abovementioned purposes. Each time the user provides personal information, this will be treated in accordance with the Law of 8 December 1992 on the protection of privacy in relation to the processing of personal data. The user can, free of charge and at his or her request, always oppose the use of his or her personal information for direct marketing and can view and, if necessary, correct this information. To this end, he or she can contact the website administrator (see above: contact data).
For additional information on the processing of personal information, the user can contact the public processing register at the Commission for the Protection of Privacy in Brussels.

The website uses cookies. These small text files are saved on the hard drive of the computer belonging to the persons visiting the website and are intended to facilitate a future visit to the website. Cookies are technically present and in general use on most websites. The user can set his or her computer to reject cookies. However, the proper functioning of the website cannot be guaranteed in that case.

BRS reserves the right to change the Terms and Conditions of Use and can make changes to this page on the website in this regard. Persons using the website are requested to view this page regularly.